RI

Oversight

Human approval workflow

Restricted actions are parked mid-execution and resumed only on a human decision. Approvers see the model's reasoning, the evidence it used and the policies that fired — never a bare yes/no prompt.

Pending approvals

12

3 past their SLA

Median decision time

22 min

target under 30 min

Approval rate (30d)

78%

anti-rubber-stamp band 60–95%

Timeouts escalated

4

never auto-approved

Queue

Sorted by SLA urgency

Increase credit limit on card 8842

APR-2211 · requested by svc-credit-01

Open request
high riskLoan Approval Agent₹4,50,000

AI explanation

Bureau score 762, DTI 34% post-adjustment, no delinquency in 24 months. Model confidence 0.88 with reason codes B12 / B31.

Supporting evidence

  • CIBIL report 8829102
  • ITR FY25-26
  • Retail credit policy v22 §4.3

Policy evaluation

POL-003 · passPOL-005 · hitl