APR-2211 · raised 11:42
Increase credit limit on card 8842
The agent has prepared this action and parked it at the gateway. Nothing executes until a named human accepts accountability — and the decision, the reasoning shown here and the approver's identity all land in the ledger.
Risk classification
high
drives the approver grade required
Time in queue
18m
against the delegated-authority SLA
Value at stake
₹4,50,000
as computed by the agent
Requesting identity
svc-credit-01
Loan Approval Agent
What the agent is asking for
Plain-language explanation
Bureau score 762, DTI 34% post-adjustment, no delinquency in 24 months. Model confidence 0.88 with reason codes B12 / B31.
Evidence attached
- CIBIL report 8829102
- ITR FY25-26
- Retail credit policy v22 §4.3
Policy evaluation
Why a human is in the loop
Request metadata
- Approval ID
- APR-2211
- Raised at
- 11:42
- Risk
- high
- Agent
- AGT-1000
- Requester
- svc-credit-01
- Delegation
- Two-person rule applies above ₹25,00,000