RSK-4412 · Model drift
Approval-rate disparity on Tier-2 self-employed cohort
Weekly fairness sweep shows a 9-point approval gap against benchmark for two cohorts, sustained across three consecutive runs.
critical
Exposure score
20/25
likelihood 4 × impact 5
Remediation SLA
4 days
detected 2026-07-23 06:00
Accountable owner
Model Risk
named under the AI risk charter
Affected agent
Loan Approval Agent
AGT-1000 · Retail Lending
Investigation
What the sweep found and how it was corroborated
Weekly fairness sweep shows a 9-point approval gap against benchmark for two cohorts, sustained across three consecutive runs.
Disparity
9.1 pts
Runs breached
3 of 3
Applications affected
1,284
Exposure position
Placed at likelihood 4, impact 5 on the enterprise 5×5 matrix.
Remediation plan
Tracked to closure
- Re-weight training cohort
- Independent validation review
- Notify RBI liaison if unresolved in 7 days
Case metadata
- Risk ID
- RSK-4412
- Category
- Model drift
- Detected
- 2026-07-23 06:00
- Owner
- Model Risk
- SLA
- 4 days
- Agent record
- AGT-1000