India · reviewed 2026-07-18
Reserve Bank of India — IT & AI governance directions
Each control below is mapped to live evidence drawn from the ledger — not a spreadsheet assertion. Coverage moves when the estate moves.
Control coverage
94%
5 mapped controls
Evidence artefacts
176
hash-linked to decisions
Open gaps
2
review or non-compliant
Accountable owner
Chief Compliance Officer
last review 2026-07-18
Mapped controls
Status, owner and evidence count
RBI-3.1Board-approved AI usage policy in forcecompliant
owner CCO24 evidence artefacts
RBI-4.2Customer data localised within Indiacompliant
owner CISO61 evidence artefacts
RBI-5.4Explainability for credit-impacting decisionsreview
owner Model Risk38 evidence artefacts
RBI-6.1Outsourcing / vendor model due diligencecompliant
owner TPRM44 evidence artefacts
RBI-7.3Grievance redressal for AI-assisted outcomesnon compliant
owner Customer Experience9 evidence artefacts
Framework record
- Code
- RBI
- Jurisdiction
- India
- Owner
- Chief Compliance Officer
- Last review
- 2026-07-18
- Materiality
- critical
- Coverage
- 94%
Where attention is needed
- RBI-5.4 — Explainability for credit-impacting decisions (review, owner Model Risk)
- RBI-7.3 — Grievance redressal for AI-assisted outcomes (non compliant, owner Customer Experience)