RI

AUD-918440 · 2026-07-26 11:41:31.474

Allowed

Full reconstruction of one AI decision: the prompt, the retrieved evidence, the model output, every policy evaluated and the human who signed it. This record is hash-chained to its predecessor and cannot be altered without breaking the chain.

Risk score

12/100

at time of decision

Policies evaluated

2

inline at the gateway

Evidence documents

2

retrieved and cited

Human approval

Not required

attributable sign-off

Decision reconstruction

Verbatim from the ledger

Prompt

Explain the late fee on card ending 8842 to the customer.

Model output

Fee of ₹590 applied on 14 July for payment received 3 days past due date.

Reasoning recorded

Grounded on two internal sources; no PII egress; tone check passed.

Documents retrieved

  • kb/card-fees-2026.md
  • txn/card-8842-jul.json

Chain integrity

Tamper-evident

Record hash
0bb712…9a41
Previous hash
d4a903…5c77
Anchored
RFC-3161 timestamp · 11:45 IST
Retention
10 years (RBI)
Initiating user
emp-20114
Chain verified — no gaps detected in this segment.